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Charactersation Amy Sumoto is the first person narrator of the story “The War between the Classes” by “Gloria D. Miklowitz. The story is told from her point of view. She is the protagonist in the story. Amy is 17 years old, Amy is her nickname; her real name is Emiko. Amy is a Japanese girl, her parents have emigrated to the USA but they still live their Japanese traditions . Emiko grows up in a middle class neighbourhood. Her boyfriend Adam is an American boy, which is a big conflict between Amy and her parents, her parents distrust anyone who isn’t like them. Sometimes she is sad about that but if she is together with her boyfriend Adam she is happy and Amy is really in love with him. The first impression I got when I read the book was that Amy Sumoto is a responsible young woman who tries to suite everybody. She is going to high school, her most preferred teacher is Mr Ray Otero who organises the colour game. Amy participates in the colour game as a “Blue” (the blue colour is the highest colour. The “blues” live a good life, visit private schools and have much money.) but she does not like being a “Blue” because she is not allowed to talk to her boyfriend Adam because he is a “Orange” (the lowest class, always in trouble with the law) furthermore she says “as a blue you have to be heartless and egoistic” what she isn’t. Partly she was really sad and unhappy because she couldn’t talk to her boyfriend and he ignored her. That really made her sad. Her brother Hideo and his woman Sue were having a baby so Amy was becoming aunt. That turned her really happy but Sue lost her baby.After her demotion as an “Orange” she feels better because she can talk to her boyfriend whenever she wants and they all hold together; Amy says about being an “Orange”: “One nice thing about being an Orange is getting together like this [meeting of all Oranges]. When I was a Blue, we never met after school.” (cf. P.79 l. 1-4). This quote shows that she is really glad and happy about being an Orange. Amy is very helpful, she tutors Adams sister in maths. Moreover she is usually very friendly and polite towards others. For example in the color game she does not treat someone bad only because he is of a lower color. She never gives up not either she has become an Orange p.33 l.33 “It wasn’t in my nature to try to fail”.In conclusion you can characterize Amy as a friendly, helpful, nice, strong young woman.
2 tháng 9 năm 2018
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Inflation Anyone who has ever wondered why today’s prices are so much higher than those of 100, 50, and even 25 years ago have actually considered the effects of inflation, or the decrease in value relative to overall quantity and production. To explain this definition, let’s consider why today’s prices are higher than those of the past. As the world population has grown, central banks, or the institutions tasked with managing countries’ economies, have responded to this growth by minting, or officially creating and releasing, more money. Their reasoning for this course of action is that not having enough money in circulation could lead to panics, or economic downturns that’re usually accompanied by anxiety over currency. So, to reduce the chances of a panic and assure that today’s citizens have access to physical money, central banks release more dollar bills and coins regularly, based upon a pre-planned schedule. As additional currency has come into circulation, its value has decreased; this is the process of inflation. To better understand the idea of inflation, consider the following example: if children that enjoy trading marbles implement a value system where red marbles are fairly common, grey marbles are rarer, and green marbles are the rarest, because there are more and of the first type, fewer of the second type, and fewer of the third type, the system will be stable until more marbles enter into circulation. Thus, by tripling the number of marbles in circulation, they will all become significantly less valuable. What this means for consumers is that the money that they earn is worth less over time, and essentially, even though their wages might increase in amount, they will have a lesser purchasing power, or a measure of how many goods and/or services it can be exchanged for. Lastly, deflation is the process of a currency becoming more valuable due to a tight production schedule. If there was less currency around today, each dollar would be worth more—just as was the case many years ago, when some products could be purchased for pennies!
5 tháng 8 năm 2018
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unemployment Nobody - including business professionals and those who want to be employed - enjoys talking about unemployment, or the state of being out of work for those who are fit to hold a job, but it’s an important consideration of the financial industry. The unemployment rate, or the official percentage of work-eligible persons who aren’t currently hired, is often used to gauge the health of an area’s economy generally; broadly speaking, a high unemployment rate indicates a poorly performing economy, while a low unemployment rate indicates a solid economy. With that said, an unemployment rate of zero percent, meaning that every single eligible individual in an area is employed, is entirely unrealistic, and will never be seen. Full employment refers to an unemployment rate wherein almost every eligible employee is working, and a rate wherein few additional individuals can be expected to work. The common reasons for these persons not working could include their coming into an abundance of wealth but temporarily deciding against retirement, and their choosing for personal reasons (such as caring for a family member) not to seek employment. Generally, an unemployment rate of just five percent or so is indicative of full employment. Accordingly, when the national or statewide unemployment rate is somewhere in the ballpark of five percent, it means that few individuals are unable to find work.
4 tháng 8 năm 2018
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Utility In today’s quick-moving and information-driven learning settings, it’s not difficult for students of business and economics to become experts on rather advanced terms and ideas, while not fully understanding more basic matters; and when they try to learn these basics, students are often embarrassed because they aren’t already familiar with them. Utility, or the state of being beneficial and useful, falls under this category; many highly intelligent business students understand that market trends result directly from supply and demand, but other wonder why exactly there is demand in the first place. The explanation is straightforward: demand, or the desire or need of consumers to own a certain product or receive a certain service, exists because these goods and services provide customers with advantages, pleasure, or other fulfillment. In short, demand exists because people naturally want to buy things that improve the quality of life! Demand has existed and will always exist; even if everyone gave up their hobbies, made their own food, and lived simply, they would still “demand” sharp axes to cut wood, and big stoves to cook with, and strong materials to build with, and so on. In conclusion, demand exists because of the universal human desire to be comfortable, well-off, and content. This is the utility of goods and services, and this is why the overall business cycle will never be completely reinvented; its origin is rooted in human interest.
3 tháng 8 năm 2018
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The Stock Market In conversation, media, and the news, it's common to hear talk of "the market," short for the stock market. And while most everyone knows about the stock market, once again, few actually know what it is, how it functions, and what purposes it serves.The stock market is the platform through which shares — or pieces of ownership of a company — are bought and sold by investors; investors who own shares of a company are referred to as shareholders. Thus, the stock exchange allows investors to potentially improve their worth (provided the stock price of their investments increases, or provided they receive dividends, or small, pre-planned payments from a company paid to shareholders), and companies to have the benefit of being publically operated, and also, for company founders to cash-in on stock (by selling their shares of the company once it goes public).Trading shares is a relatively straightforward process. Through a licensed stockbroker, brokerage firm, or trading website, one simply places an order for the desired number of stock in a designated company; a small fee is usually paid to the party responsible for performing the trade (be it a person, firm, or website). There is always another individual looking to sell or buy a particular stock, given the magnitude of the exchange, and there are therefore almost never delays in the process. There are also a number of other, more complex stock purchase and sale types for buyers and sellers to choose from. Anyone who owns stock in a company owns a piece of its assets relative to their share count. For example, a company with a stock limit (which is determined during an IPO, or initial public offering, wherein a company's initial price and stock count are set before it debuts on the exchange),of 100 (hypothetically speaking, of course) would be 25% owned by an individual who possessed 25 shares.
2 tháng 8 năm 2018
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Banking Banks are financial institutions that provide customers with a variety of valuable services, including the ability to wire money to a person or company, the ability to store money in a checking or savings account, the ability to collect interest on investments, the ability to receive loans, and much more.Banks are most commonly used by customers who wish to store their money and access it as needed, with a debit card (a card that's simply attached to the funds in one's account), or checks (individually numbered paper slips that can be used to designate a transfer of funds). Checking and savings accounts are the primary means of storing money in a bank; a checking account is designed to house money that will be spent, while a savings account is designed to house money that will be saved. Banks usually pay a small amount of interest, or a payment in the form of a percentage of a customer's deposited balance, to customers. This is their way of showing support for clients who entrust them with their money. These funds are then used by banks, along with their credit, to perform other functions and offer additional services. For example, many customers use banks to secure home mortgages, or multiyear loans through which ownership (or equity) of a home is achieved. Customers demonstrate that they're able to pay a mortgage back (usually by providing proof of income and investments, in addition to a down payment, or a lump sum paid up front), and select a time period for this mortgage; short mortgage payment periods require larger monthly payments, but customers are charged less interest, while longer mortgage payment periods require smaller monthly payments, but customers are charged more interest. Lastly, many banking customers request a personal loan. Personal loans are loans issued and approved by financial experts that're designed to be used by customers for specific purposes. For example, one may secure a personal loan for a business plan or an automobile. Personal loans, like home mortgages, are issued based upon a customer's ability to pay the borrowed sum back; banks also charge a small amount of interest, meaning in this case a percentage of the borrowed money extra, besides its core balance.
1 tháng 8 năm 2018
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Customer service: problem solving Customer service: problem solving Informing a Customer that an Ordered Item Isn’t Available As any industry specialist will attest to, the business world is naturally unpredictable; unforeseen obstacles and dilemmas are common, and can affect even the best-prepared individuals. Accordingly, it’s how one responds to unexpected business setbacks that defines his or her career. The importance and prevalence of phone calls in business has been detailed in previous lessons, but the process of using a phone call to inform a client of an order mishap has not. In short, in the situation that an item (or items) ordered by a customer is unavailable and/or cannot be delivered as scheduled, it’s the duty of the business professional responsible for overseeing the transaction to promptly call this customer and fill him or her in. Phone calls are the best form of communication in this instance, as they are inherently personal and demonstrate focus and compassion. Moreover, high-quality customer care is arguably the most significant part of a successful company-client relationship.It should be expected that customers, when informed that their order will not be fulfilled, will be upset—in fact, something would be wrong if they weren’t upset! But, if customer support professionals remain calm and courteous during the corresponding conversation, the situation can be resolved and a solution that works for everyone involved can be reached.
31 tháng 7 năm 2018
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Business email writing Besides playing a major role in most individuals' personal lives, technology plays a major role in most businesspersons' professional lives, as it's convenient, reliable, and efficient. From text messaging to emailing and scanning files to Skyping, high-tech practices are common in companies. To benefit as much as possible from these practices, businesspersons must craft and send professional business emails, or emails that serve an official, company-related purpose and are appropriately written. Professional business emails are appreciated by coworkers, customers, and potential clients alike. Professional general emails are carefully worded and concise messages about any company subject. For example, one can send a professional general email to a coworker in regards to supply information, to a customer in regards to purchase needs, and so on and so forth. It's important that professional general emails be attentively worded and as brief as possible, to help receivers digest the enclosed information and requests. Professional response emails are courteous and useful messages sent to a person or organization that sent an initial message. For example, a business manager who's asked about his company's outlook in an email would send a professional response email to address the sender's questions and concerns. This type of email should provide answers and data that're useful to the recipients, based upon what he or she stated initially. Perhaps the most considerable difficulty in sending professional business emails is remaining calm and official. For example, it might be tempting to send an angry email in response to a customer complaint, but doing so would negatively impact one's company, reputation, and performance. Instead, one should form an email response that is collected, helpful, and useful. The short-term benefits of sending professional business emails are enhanced productivity, optimal cooperation, and a minimal amount of wasted resources. In the long-term, however, someone who consistently sends professional business emails will likely develop a professional reputation.
30 tháng 7 năm 2018
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Applying for jobs Henry graduated from college with a degree in Elementary Education, and began searching for jobs. While doing an internship previously as a university student, he discovered his greatest strength and interest was teaching children in a regular classroom setting. He also had previous volunteer experience as a camp and youth counselor.He therefore decided to focus his job hunt on elementary schools in his state. First, he prepared and printed a neat and comprehensive CV, highlighting his educational background, work and volunteer experiences. He then added a section pointing out his other skills in such areas as foreign languages and computer programming. Finally, he added a segment about his interests, and listed some personal references.Once the CV was ready, Henry checked for job openings daily. Much of his search was done on the internet, researching elementary schools in the area - there were none in his hometown, which was just a tiny village. He also chatted with people and asked his acquaintances about any job openings, as he’d heard that this kind of “networking” was important. He also checked internet job boards.After a few weeks, Henry discovered a possible job vacancy at a school about 15 miles from his home. He wrote a nice cover letter, outlining his background and expressing his interest in the job. Then he attached his CV, and mailed the application. One week later, the school called him – they asked him to come in for an interview!
29 tháng 7 năm 2018
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Boston Jean and her family recently traveled to Boston, Massachusetts, one of America’s oldest colonial cities. Boston is rich in history and local personality. During their visit, Jean and her family appreciated learning about Boston’s role during the American Revolution.In the city, Jean and her family followed the famous Freedom Trail. This is a 2.5-mile route that tourists can explore in order to visit 16 different historical landmarks located throughout the city. Famous sites on this trail include the Paul Revere House, King’s Chapel, and the Bunker Hill Memorial. Jean and her family received a map to navigate the Freedom Trail. The roads were clearly marked by red lines, and there were signs throughout the city to keep Jean’s family and other tourists from getting lost.As part of the Freedom Trail, Jean and her family spent a lot of time in Boston’s North End. This is one of the oldest residential neighborhoods in the entire country. Here, Jean and her family were able to visit Boston Harbor, which is the site of the historical Boston Tea Party. This event sent a strong message to the British leading up to the American Revolution.The end of the Freedom Trail led Jean and her Family to the Boston Common, the oldest urban park in the nation. The park is filled with plenty of lush greenery, but it also serves as a burial ground for heroes of the American Revolution.Because of their walk along the historical Freedom Trail, Jean and her family left Boston with a thorough understanding of early American history.
16 tháng 7 năm 2018
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