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2024/4/26 Insurance company is normally providing the services for you to insure your property or anything else. The high risk the insurance company takes the premium you have to pay. The reputation of insurance industry has been ruined by a lot of controversial cases which preclude tremendous people from buying their insurance. I used to purchase one sort of insurance from a well-known company, but I don’t have it now, because I deem it useless. Maybe I’m wrong and most of Chinese including me don’t believe in sales who always tell you the pros but not cons. I had heard some kind of insurance from some sales that if you pay the insurance for 1 or 2 decades consecutively not only you will be insured in the period you will gain the total money back at the end of the contract as well, it’s called a soft of saving insurance. I disagree with it thoroughly because I don’t believe those company would provide such good favor while they cannot make money.
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