You speak clearly and mostly confidently with a few hesitant bits. I think it is because you are using this for the first time. It is clear to me that you have a good level of English and a good vocabulary. Your vocabulary is used correctly and in the right context. ‘Withdraw’ is correct for example. You have an accent but that doesn’t mean you are not clear when you speak. I understood everything you said. If you listen to a news bulletin at .8 or .9 speed and try and repeat it out loud, that will improve both pronunciation and fluidity. But only if it’s from the BBC😉.