欧洲央行将在12月连续第三次加息75个基点，以回应管委会中更为鹰派的声音。我们认为，欧洲央行将推迟作出开始减持巨额债券决定的日期，或将日期定在2023年第二季度末或第三季度初，以回应管委会中较为鸽派的声音。
此外，欧洲央行将为减持债券或量化紧缩制定广泛的指引，包括设定每月到期债券数额上限，最初设定为每月100亿至200亿欧元。
尽管欧洲央行仍处于依据数据的模式，但似乎有可能进一步加息，而且幅度可能会放缓。


财经早咖啡【财经新闻】【Business News】

北欧联合银行：欧洲央行将连续3次加息75个基点；

Here I will read the second page of Niet thuis. Listen carefully because some things are repeated in the story. 

The room is not big, 3 by 4 meters.  But Lisa has her own bathroom, with toilet.  And a balcony.  And that is special for a student in Amsterdam.  Lisa puts her backpack on a chair and takes off her coat.  So first make tea.  She walks to the large kitchen at the end of the hall.  The kitchen is for all students together.  And that's not so great.  The kitchen is always dirty and messy.  Very dirty and very messy.  Lisa takes the kettle and puts water in the device.  Then she wants to go back to her room.  But the young man and woman are standing at the kitchen door.  "Excuse me," says the woman.  Dan is not home.  Maybe he went grocery shopping.  Can we wait here for a while?'  "Of course," says Lisa.  Would you like a cup of tea?'  The woman nods.  "gladly," she says

Beginner book Dutch A1-A2

Chapter 1 Page 2 - Niet thuis 

Oi gente, aqui é a Aneleh, sua tutora de português favorita. No episódio de hoje trouxe mais uma fábula famosa para vocês se divertirem e aprenderem palavras novas. No final desse episódio, trarei o vocabulário com seus significados em inglês para ajudar caso vocês tenham dificuldades. Se quiser acompanhar o script do podcast é só clicar neste link: https://docs.google.com/document/d/1dgiVCEzLRaUVoWaK8ttVzQ3at3JpJHxgjqoQu8ILl3o/edit?usp=sharing
Vamos lá?
Hey guys, this is Aneleh, your favorite Portuguese tutor. In today's episode I brought another famous fable for you to have fun and learn new words. At the end of this episode, I will bring the vocabulary with its meanings in English to help if you have difficulties. If you want to follow the podcast script, just click on this link: https://docs.google.com/document/d/1dgiVCEzLRaUVoWaK8ttVzQ3at3JpJHxgjqoQu8ILl3o/edit?usp=sharing
Let's go?

Portuguese Drops 

O burro e a cobra  

Enjoy the sixth podcast from Culture To Grow, which allows you to travel the world from the comfort of your home, your car, or if you are still half asleep in your bed. 

This episode focuses on 5 Tooth Fairy traditions from around the world that give us an insight into what happens to baby teeth. Some of the stories have animals involved, while other traditions give luck or strength to the child. 

August 22nd -- National Tooth Fairy Day

There will be a new episode every other Monday, so subscribe.

Culture To Grow

Episode 6: Tooth Fairy Traditions from Around the World

Why not test out your newfound language ability in your writing skills ?

111 Tips for Learning a Language 

Tip 14 – You Can Write to the World   

In this episode Mona and I discuss some highlights of American literature. She recommends some of her favorite American novels and uses some great vocabulary to describe them. Even if you don’t end up reading them yourself, you’ll learn plenty of useful words and phrases to describe books, movies, etc.

***For English learners! – Detailed vocabulary lesson begins at 20:41***

***Full transcript available ⁠at https://american-idiom.com/f/003-the-great-american-novels⁠***

Episode Outline:

Crossroads (Jonathan Franzen) - (Starts at 1:38)
The Marriage Plot (Jeffrey Eugenides) - (Starts at 6:52)
American Pastoral (Philip Roth) - (Starts at 12:48)

Vocabulary and examples (Starts at 20:41)

“to come out” (used at 2:03 and explained at 21:07)
"to take place in” (used at 2:32, 2:51, 3:17, 7:23, 11:34, 13:55, 15:15, 15:17, 16:07 and explained at 23:27)
“neck of the woods” (used at 2:39 and explained at 25:53)
“to set A apart from B” (used at 5:38 and explained at 28:05)
“smooth sailing” (used at 9:21 and explained at 30:38)
“to believe in (something)” (used at and explained at 32:40)

Brentoni's English Podcast

003 The Great American Novel(s)

1. Cows are sacred - Cows are protected by their own set of rules in the Constitution, making killing a cow a crime. Even on crowded city streets, cows have the liberty to roam where they please without fear of being harassed by humans.

2. India has over 300,000 mosques and over 2 million Hindu temples - About 15% of India’s population is Muslim. The mosques across the country range from small village buildings to immense famous ones, like the Mecca Masjid in Hyderabad or the Jama Masjid in New Delhi. 
The same can be said about India’s Hindu temples, which surpass two million to serve the 79.8% of India’s Hindu population. Just the holy city of Varanasi has over 23,000 temples. It is safe to say India is the land of temples!

3. Hinduism is the oldest religion in the world - With documents dating back as early as 5,500 BCE, Hinduism is considered the oldest religion in the world. There is not a known founder of Hinduism, and no one cares to know who started Hinduism since Hinduism is a way of life. Currently, Hinduism is the third largest religion in the world, serving more than 1 billion people. 

4. India has 22 recognized languages - The numerous languages spoken across India include Santali, Kashmiri, Bengali, Tamil, and Urdu. However, the official languages are English and Hindi.
India also has the world’s second-largest population of English speakers (first is the United States), since most Indians speak their own regional language as well as English for easier communication.
Sanskrit is considered the oldest language in the world, the “mother of all languages.” Every Hindu book is written in Sanskrit

5. India has the highest population of vegetarians - “Indian food” has become one of the most widespread cuisines in the world. It’s estimated that between 15% and 30% of India’s population follow a strict vegetarian diet, while many others will only consume fish and no land animals.

Learn Fluent English with Professor Ashish

5 Fun and Interesting Facts About India That Might Surprise You

In this episode, we’ll dive into the Chinese character “末” and explore its many meanings and uses. From indicating the end of a period (like the end of the month or year) to describing the final stages of a process, "末" is a surprisingly versatile word. I’ll walk you through its different contexts and share some useful examples to help you understand its role in everyday Chinese. Tune in to learn how to use this essential character like a pro:

周末 (zhōu mò)
中文解释：一周的最后两天，通常是指星期六和星期天。
英文解释: The last two days of the week, usually referring to Saturday and Sunday.

月末 (yuè mò)
中文解释：指一个月的末尾，通常是指月的最后几天。
英文解释: The end of the month, usually referring to the last few days of a month.

年末 (nián mò)
中文解释：指一年中的最后几天，通常指12月的最后几天。
英文解释: The end of the year, usually referring to the last few days of December.

期末 (qī mò)
中文解释：指学期的最后阶段或最后考试。
英文解释: The end of a term, typically referring to the last phase of a school term or final exams.

Learn Chinese and Have Fun!

Such a Useful “End”: 末

Many of us know that learning a second language isn't easy — it takes a lot of time and practice. It can be very rewarding, but also very frustrating, so many people might not even think about trying to learn a third language.

But it may not be as difficult as you think.

In fact, many polyglots — that is, people who speak many languages — say that learning a third language is actually easier than learning the second.

But why?

One reason could be that, when learning a third language, you have a better understanding of different language structures.

When we learn our first language, as children, we don't really learn how the language works — we just naturally start using it.

But when you learn a second language, you start getting used to language structures, including ones that might be different from your first language. In some languages, for example, nouns are often either masculine or feminine — while in English, there's no such difference.

Learning these things in our second language often makes it easier for our brains to recognize different structures like this in other languages.

When you learn a second language, you also develop different skills, like memorization techniques. These skills can then be used when learning your third language, making the process faster and more efficient.

Finally, learning your second language might have felt scary at first, but you did it! This may give you more confidence when learning your third language, because you have more of an idea of what to expect.

If you'd like to learn a third language, it might be helpful to choose one that's part of the same language family as one of your other languages, because the similarities could make the process a lot easier.